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MERS can be Plaintiff in a Foreclosure Action as nominee of the lender and/or can assign the mortgage (or deed-in-trust).  (Washington is waffling of late.)        
Alabama
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California 
Connecticut 
Florida   
Georgia
Idaho 
Illinois 
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Maryland 
Massachussets 
Michigan  
Minnesota 
Missouri
Montana   
Nevada 
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New Jersey 
North Dakota
Ohio
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Rhode Island
Texas
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Washington
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Wyoming
 
 
 
MERS could not be Plaintiff in a Foreclosure Action as nominee of the lender but could as Holder of the note. (As of July 22, 2011, this is academic.) 
 
 
MAINE
NEW YORK
VERMONT
 
 
 
 
MERS can act upon the instructions of the lender BUT MERS is not a necessary party              
 
ARKANSAS                 
HAWAII                 
INDIANA    
KANSAS
 
 
No case addresses the substantive issue of MERS acting as a Plaintiff in a Foreclosure action or as an assignor of the security interest
Alaska
Colorado
Delaware
Iowa
Louisiana   
Mississippi
Nebraska
New Mexico
North Carolina 
South Carolina
South Dakota
Tennessee
 
Copyright David Hostyk Feb. 1, 2011